Business Growth & Financing


Assisting businesses in funding applications requires an expert - we offer a comprehensive approach to assessing the best strategy for success. We work with our clients to prepare the facts, create realistic forecasts which demonstrate to lenders how the funds will be utilised and how they will be repaid.

Which entity should borrow? What use will the funds be applied to? How long will the debt be needed for? What security will the lender require? What will the repayments be and how will they be funded? These are just some of the many questions that need to be considered.

We can guide you through the various finance options and help you achieve your goals managing risk along the way.


Benchmarking is about comparing your business against your competitors.

How does your profit compare to the industry norms? Are you spending too little or too much in certain areas… are you over/under resourced? What are your Key Performance Indicators (KPI's)?

With current levels of uncertainty in business today, forewarned is forearmed.

We have systems designed to provide you with accurate benchmarking reports that will give you information to assist in developing your competitiveness and profitability.

Breakeven Calculations

It is vitally important for you to know the level of sales you must achieve each week/month to cover the cost of your operations including your own required remuneration.

Because of constant changes to your operating expenses and gross profit margins your breakeven point needs to be recalculated at least every three months. 

Business Needs Analysis

A well run business is an efficient business. We analyse your business to identify the strengths, problems, roadblocks and opportunities. We focus on the key drivers of revenue and growth, with a view to determining the financial impact of everyday business activity and policies.

We identify the GAP – the difference between what is and what has to be for the plans and goals to become real. We then identify the skills, resources, capabilities and attitudes necessary to close and eliminate the GAP. Finally, identifying the strategic essentials that must command priority and setting goals with realistic time frames and accountabilities.

Key Performance Indicators

Key Performance Indicators (KPI's) are financial and/or non financial measurements that are monitored on a regular basis.

The performance of a business can be evaluated by monitoring just five or six KPI's.  KPI's will vary from one business to another being based on specific areas where performance has an impact on the profit the business enjoys.

The final outcome of this process is a regular KPI report.  By having this report you will have the basis for monitoring performance to ensure that your business stays on track to reach and even exceed its targets.

Monitoring & Measuring

"If it's not measured it can't be managed"

Our senior accountants can help you measure your actual performance against that which was budgeted. This monitoring service allows you to make on-going alterations to your business systems and strategies in a timely manner, rather than waiting until year end to review history. This an effective service for any size business, as often the fresh perspective brings concepts previously not considered.

Systems & Organisational Structures

As a business owner you need financial reporting that can be replied upon in order to make informed business decisions. We can provide assistance with assessing information requirements, setup of systems, implementation and training on a variety of computerised accounting and/or manual systems all developed to provide timely, accurate and reliable reporting.

We promote the development of formal organisational structures, which outline roles, responsibilities, accountabilities, systems, training and detailed targets on a prioritised timeline. In many small businesses, the owners wear many hats, performing multiple roles within their business. By documenting the organisational structure, it is possible to identify these various roles and work towards developing a team that frees the owner into a role of leading rather than doing.

Business Establishment

You have a business concept? Let's turn it into reality! To transform that gem of an idea to a fully functional business, talk to us.

From deciding and creating the best business structure, through to creating a business plan, budgets, task list, choosing financiers and determining how much capital is required. Establishing sound administrative and accounting systems and setting monthly sales targets, registering with the IRD and learning how to manage staff and payroll.

There are many matters that need to be addressed and getting it right from the start is imperative. A structure that suits one situation does not always work in another. It can prove difficult and costly to unwind an incorrect set-up.

We recommend investing the time at the beginning and choosing the right options from the outset.

Get your foundations right – then build your business!

Get in contact